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Analysis & perspectives

Regulation, cybersecurity, banking, insurance, cloud and AI: our expert perspective on the challenges of West Africa's financial and regulated sectors.

BCEAO: the cybersecurity requirements binding WAEMU banks
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Regulation26 May 2026·1 min

BCEAO: the cybersecurity requirements binding WAEMU banks

IS security framework, incident reporting, outsourcing rules: what BCEAO regulation requires from WAEMU banks and how to comply.

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Personal data protection in Senegal: obligations and good practices
Regulation19 May 2026·1 min

Personal data protection in Senegal: obligations and good practices

Law 2008-12, the CDP authority, filings, cross-border transfers: Senegal's data-protection framework explained for businesses, with a concrete action plan.

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DORA: what operational resilience changes for banks
Regulation12 May 2026·1 min

DORA: what operational resilience changes for banks

The EU DORA regulation sets a demanding digital-risk framework. Obligations, scope and priority workstreams for banks and their partners.

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PCI DSS v4: getting card-payment compliance right
Regulation5 May 2026·1 min

PCI DSS v4: getting card-payment compliance right

PCI DSS version 4 raises the bar on authentication, monitoring and e-commerce security. A method for sustainable compliance without disruption.

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ISO 27001:2022: a pragmatic guide to certification
Regulation28 Apr 2026·1 min

ISO 27001:2022: a pragmatic guide to certification

Scope, risk assessment, Statement of Applicability, audit: the steps of a successful ISO 27001 certification and the pitfalls to avoid.

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Compliance by design: building regulation in from day one
Cybersecurity21 Apr 2026·1 min

Compliance by design: building regulation in from day one

How to build information systems where compliance is a native property rather than an afterthought. Principles and concrete examples.

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AI and fraud detection: promises, limits and guardrails
Artificial intelligence15 Apr 2026·1 min

AI and fraud detection: promises, limits and guardrails

AI models are transforming bank anti-fraud. Use cases that work, traps to avoid and the governance to put in place.

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Mobile money: securing the engine of financial inclusion
Banking & Insurance14 Apr 2026·1 min

Mobile money: securing the engine of financial inclusion

SIM-swap fraud, social engineering, rogue agents: a panorama of mobile-money threats in West Africa and proven defense strategies.

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Insurance in the CIMA zone: digitizing without losing compliance
Banking & Insurance7 Apr 2026·1 min

Insurance in the CIMA zone: digitizing without losing compliance

Digital distribution, online underwriting, health data: how CIMA-zone insurers can innovate while honoring the insurance code.

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Migrating to cloud without compromising data sovereignty
Cloud & Data2 Apr 2026·1 min

Migrating to cloud without compromising data sovereignty

Hybrid architectures, encryption, data residency: the keys to a controlled cloud migration for African financial institutions.

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Data governance: where to start
Cloud & Data20 Mar 2026·1 min

Data governance: where to start

A pragmatic four-workstream framework to structure data quality, traceability and value creation — without bureaucracy.

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Digital transformation: aligning technology and business
Strategy6 Mar 2026·1 min

Digital transformation: aligning technology and business

Transformation success depends less on tools than on organization. Our five-lever method, proven in regulated industries.

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